Ah September. Even though here in Denmark the kids went back to school in August, this still feels like the real back to school month to me. I always love this time of year anyway, the slight chill in the air but the chance of gorgeous late summer weather, and that brand-new-start feeling.
But it’s also a point where it’s easy to rack up costs, so I wanted to share a few ideas about how to save money.
1. Work out what you need
Sounds obvious, but check what you need before setting out to organise it. Look up your school lists of needs and supplies, and check if they are all needed at the start of the year. My kids’ school asks for some strange things like boxes of tissues (and I always think … really?) but they don’t need text books etc thankfully.
2. Shop at home first
A lot of the things you need you might already have, especially if you have more than one child. Especially stationery where I feel like I have drawers full of pens, crayons, rulers and whatnot. You probably don’t need to buy new lunchboxes or backpacks, especially if you had good quality to start with. I saw a post on a FIRE site about a woman whose 25 year old daughter still uses the backpack she bought her in eighth grade – now that’s getting your money’s worth.
3. Then shop second hand
I put posts up specifically on the school Classlist when I need items for the kids, on the grounds that if mine need it, probably someone else’s will have too. My big things in September are rain and winter gear, given that we are in Denmark, and I bought from Classlist last year and from eBay marketplace this year.
4. Organise a swap
My son finally has feet bigger than mine, but he seems to go up a size every few months. Since he plays a lot of sport this means new shoes, PE shoes, football boots and rain boots every. single. time. I refuse to buy any of these new but was struggling to find them second hand, so I worked with the school sports co-ordinator to organise a swap. It was really fun – we had all the boys (and it was mostly boys) bring in their old sports shoes and take pairs in their new sizes. It wasn’t great for the eldest boys with the biggest feet, but it was great for everyone else!
5. Use it as a teachable moment
The first part of this is for you to not get caught up in the hype yourself – it really doesn’t matter what ‘all the other kids’ are getting or doing. But then make sure your kids understand this as well: not just that spending wisely is a good idea, but that spending wisely also means caring less what other people think. My son came home last year and told me he was the only kid with a second-hand laptop, and it was a good time to talk through our values on things like consumerism, brands, tech waste, and how we treat our peers, as well as money issues.
6. Plan a budget for after school or clubs and stick to it
Extra curricular activities work differently in every school but dear lord they can add up to a huge expense. If you have to pay for extra-curricular activities, work out what you can afford and then be prepared to stick to it. I have various rules about clubs which the kids also clearly understand: if they sign up to something, you must do it for the period for which I have paid for it; they have to do at least one local club as well as those at school so they make local friends; and they have to do one thing which isn’t sports. But this is definitely the biggest expense for us in terms of new school year.
How has your back to school planning been going? I’d love to hear from you!